How is my state pension calculated?

Your state pension is generally calculated on the full qualifying years that you’ve made a national insurance contribution. A qualifying year is a full financial year.

In order to be eligible for the state pension you have to have made thirty five years on national insurance contributions for qualifying years. As long as you have contributed for at least 10 years you should be eligible for some form of state pension.

Go into the gov.uk website to find out what you are due and when you are due it. If you are unsure search online for the BR19 form. It is produced by HMRC you can complete and return it and it will inform you how much your state pension is worth and when you can expect it.